PROTECTING WORKING CLASS FAMILIES

Family is not an important thing. It’s everything.
— Michael J. Fox

Why We Exist

At Unity Guardian, we put people first—just like we would want for our own families. Inspired by the Golden Rule from the Bible, “Do unto others as you would have them do unto you”, we believe that everyone deserves to be treated with respect and care. Our goal is to help you find a benefits plan that fits your unique situation, with no one-size-fits-all approach. We take the time to get to know you and your family, so we can recommend the best option for your needs.

We are proud to partner with an underwriter that’s been taking care of working families for nearly 70 years and has one of the best payout rates in the industry. We don’t just sell you a plan and walk away—when it’s time to file a claim, you will work with the same person who helped you from the start. No automated systems, no runaround. Just real people who understand what’s important to you and are here to support you every step of the way.

Get in touch with us to set up a consultation, or use the contact form at the bottom of this page to enquire whether our services are right for you.

Benefits We Offer


ACCIDENT & INJURY BENEFITS

Benefits for injuries at work, like WCB, are often adequate. But what protection do you have when accidents happen at home or while you are on vacation? Who compensates you for lost income and overtime, while you sit in an ER and wait to be treated?

Well, that’s exactly why we have benefits that cover you for accidents & injuries 24X7. Both on and off the job. And not just you, but your family too. So if an accident happens, you don’t have to worry about any lost income.


CANCER COVER

As per the Government of Canada, 2 out of 4 Canadians will get cancer during their lifetime. What is more worrying is that 1 out of 4 people who do get it, will die from cancer.

While we don’t pay for cancer treatment (Thank God!), we do pay in other ways. In lost income and added expenses, as we get treated. Our cancer cover offsets this, and gives you the help you need, when you need it the most.


FUNERAL & FINAL EXPENSES

They say the only things certain in life are death and taxes. Nowadays neither of them is cheap. Burials can cost up to $30,000 and even cremations are getting up to $10,000 in many parts of Canada.

Do you have that kind of money set aside? More importantly, do you want your family swiping their credit cards or being forced to launch a Go Fund Me campaign for your funeral? We can help take care of your funeral & final expenses so that neither you nor your family have to worry about it again.


MONTHLY INCOME PROTECTION

Do you have a young family that depends on you to bring home that paycheck every 2 weeks? Now, if you were to pass away, that paycheck will stop. But you know what won’t? Your bills. Your responsibilities.

Give your family monthly income protection so that they have time to readjust. So while your family waits for your life insurance claim to be honoured (it could take up to a year!), at least this way their lifestyle won’t change. No changing homes. No moving to different schools.


Let's Talk.

Use the form below to tell us about your inquiry, and we will call you back to schedule an appointment. Our response time is usually one business day.